My Stepdad Spent My College Fund on Cam Models

I secretly reported my stepfather to the IRS for tax evasion after I found out he spent my late mother’s college fund on webcam models.

My mom passed away two years ago from breast cancer. Before she died, she set aside a high-yield savings account with $45,000 meant exclusively for my university tuition. Because I was 17 at the time, her husband (my stepfather) was put as the primary custodian of the account.

This morning, I went to pay my tuition bill for the upcoming fall semester, and the transaction was declined for insufficient funds. I checked the account portal, and the balance was $14.32. When I confronted my stepfather, he acted sorrowful and claimed he had to use the money to pay off my mom's "lingering medical debts."

I knew that was a lie because our insurance covered everything. While he was passed out drunk on the couch later that night, I took his phone and checked his bank statements. There were no medical payments. Instead, there were hundreds of transactions over the past 18 months to a popular adult webcam site—he was spending up to $3,000 a week tipping models.

I also happened to know that he runs a cash-only landscaping business and hasn't reported a single dime of his actual income to the government in five years.

I didn't yell at him. I just downloaded his business ledgers from his laptop and submitted a formal whistleblower report to the IRS. They audit fast. His truck was repossessed today and he's facing felony tax fraud charges. Enjoy bankruptcy, Dave.